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Debbie McKiver

Independent Broker

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Debbie McKiver Independent Broker
Resident license: 3330443 and 19480473
Licensed states:
Georgia North Carolina South Carolina
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ANNUITY
How To Balance Helping Your Parents Retire And Saving For Your Own Future
• 11 min read
If your parents are nearing retirement, you might find yourself beginning to wonder what their plan is for living off of their savings — or if they even have any savings to live off of.According to a 2020 AARP report, al...
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HOME
Does Home Insurance Cover Water Damage?
• 11 min read
Each year, more homeowners file insurance claims for water damage than for property damage caused by theft, or fire and lightning, according to the Insurance Information Institute.Water damage can destroy your personal property, harm the structural i...
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MED
Choosing A Medicare Broker
• 11 min read
From Medicare to Medicaid, Veterans’ Benefits, long-term insurance, and a wide range of other coverage options, there are many sources of support for your senior’s medical needs. But how do you navigate the complex world of medical insurance? Make no...
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IUL
Indexed Universal Life (IUL) Insurance: What It Is and Whether It's for You
• 11 min read
What is an IUL? An IUL is a type of permanent life insurance, meaning it can accumulate cash value and provide a death benefit. Like other types of whole life policies -- including universal life insurance and variable universal life insura...
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LIFE
What To Do When When A Life Insurance Company Wants To Buy A Policy Back
• 11 min read
I recently received another communication from a life insurance company looking to purchase back from the policy owner a life insurance policy issued years earlier. Offers like this happen periodically, but this is the first time I’ve seen it fr...
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LIFE
Mortgage Protection Insurance: When Do You Need It?
• 11 min read
For many people, being a homeowner is the greatest achievement in life. But if you become disabled or suddenly pass away, your family could fall behind on mortgage payments, eventually leading to foreclosure.However, some safeguards ca...
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MED
Considerations If You’re Eyeing A Medigap Policy To Help Cover Medicare Costs
• 11 min read
For many Medicare beneficiaries, a supplement plan — aka, Medigap — is an appealing way to cover some out-of-pocket costs.These policies at least partially cover the cost-sharing aspects of Medicare — deductibles, copays and coinsurance. However, the...
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LIFE
Term vs. Whole Life Insurance
• 11 min read
Life insurance benefits your loved ones when the inevitable happens. While it can be tough to think about your own demise, choosing the right term or whole life insurance policy can protect your household and allow you to leave a legacy to those you...
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Newsletter
HOME
Does Homeowners Insurance Cover Burst Pipes?
• 11 min read
Q: Our neighbors recently had a pipe burst in their home, and it ruined thousands of dollars worth of their belongings in addition to damaging their property. I’m a little nervous about the same thing happening in our house because our pipes ar...
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Newsletter
IUL
What Is Universal Life Insurance?
• 11 min read
Choosing the best life insurance policy for your needs depends on factors such as whether you want to invest a portion of your premium and who relies on your income. A type of permanent life insurance policy, universal life insurance offers more flex...
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